How to change transaction limit of your BDO Debit Card

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How to change transaction limit of your BDO Debit Card

Post author:Admin - Online Quick Guide
Post published:December 13, 2021
Post category:BDO

Online Banking makes transactions easy and convenient to use. But, let’s remind ourselves to be cautious on what to click so you will not be a victim of hacking or phishing.

Online security must be your priority while doing any online transaction. For BDO, security features are available such as setting a transaction limit and lock/unlock debit or credit card.

This feature will give you more control over the Debit Card Security. It will enable you to lock or unlock your card, adjust maximum transaction limits for ATM withdrawals, online or in-store purchases and more.

Lock/Unlock Card

Locking your card prevents BDO Debit Card (including Kabayan Savings and Junior Savers) from being used for transactions at ATMs, physical card terminals (POS), and from making online purchases and payments.
Locking your Debit Card will only prevent card-based transactions. Thus, you can continue to pay bills, send money, reload mobile phone and cash card, and perform other transactions via BDO Online, Mobile, Phone Banking.
You may lock / unlock your card anytime, anywhere, at your convenience.

Set Card Limits

Changing the limits of your BDO Debit Card allows you to set your own maximum transaction limit using your card. You may change the daily limits for the following transactions:
- ATM Withdrawal (and Fund Transfer Transactions) – cash withdrawal and fund transfer transaction from your account to other BDO accounts done via BDO ATM.
- PIN Based Purchase – in-store purchases that require PIN to be keyed-in on the Point-of-Sale (POS) terminal.
- No PIN Purchase²– e-commerce or online purchases and in-store purchases that require the cardholder’s signature on the charge slip.
The limit you set for your BDO Debit Card will automatically be updated real-time. You may transact (withdraw or purchase) until you reach your set limit, but the allowable transaction/s will still be dependent on your account’s available balance.
You may change the transaction limits anytime and anywhere, at your convenience.
The transaction limit you have set will not expire.

Overseas Activation

The Overseas Activation feature enables/disables the use of your BDO Debit Card for overseas transactions by clicking the switch found under More Options. It is the first entry labeled as “Transactions processed overseas”.
Overseas Transactions included are ATM and Point-of-Sale (POS) transactions done overseas and Online transactions via websites and platforms that process payments outside the Philippines.

You can change these settings using your BDO online account via BDO Mobile app or BDO Online Banking website.

via BDO Mobile app

Using your BDO login credential, open your account via the BDO mobile app. Click the More button from the bottom menu and select Security Management.

It will display the cards enrolled on your account. To lock your card, press the white button, from green color it will turn gray, which means the card is now locked. Code: (Green – Unlocked; Gray – Locked)

To change the limit of each transaction, tap the SET CARD LIMITS. Adjust the amount of each transaction and save the changes. On this page, you also have the option to lock the Overseas Status. Once locked, the card will not work outside the country.

STEP 2. Tap More button at the bottom menu. — STEP 2. Tap **More** button at the bottom menu.

STEP 3. Select Security Management. — STEP 3. Select **Security Management**.

STEP 4. Select account and press SET CARD LIMITS. — STEP 4. Select account and press **SET CARD LIMITS**.

STEP 5. Adjust the limit of each transaction.

via BDO Online Banking

STEP 1. Login to your BDO Online Banking account.

STEP 2. On the left side menu, click My Accounts and select Security Management.

STEP 3. Press the More Options icon.

STEP 4. Select the amount to change the limit of each transaction. And, tap the SAve button.

STEP 5. Verify the details and click the Submit button.

STEP 6. An OTP will be sent to your registered mobile number. Enter the 6-digit OTP to the box provided. And click the Submit button.

STEP 7. An acknowledgment page will appear to inform you that your request has been processed. An email confirmation will also be sent to your registered email address for every est masuccessful Debit Card Change Limit requde.

STEP 1. Login to your BDO Online Banking account.

STEP 2. On the left side menu, click My Accounts and select Security Management.

STEP 3. Press the More Options icon.

STEP 4. Select the amount to change the limit of each transaction. And, tap the SAve button.

STEP 5. Verify the details and click the Submit button.

STEP 6. An OTP will be sent to your registered mobile number. Enter the 6-digit OTP to the box provided. And click the Submit button.

No BDO Mobile app yet?

You can also view the complete quick guide below to sign-up an account using BDO Mobile Banking App.

How to download and install BDO Mobile Banking app

BDO Mobile Banking is a software application wherein users can access their own BDO account while on-the-go. By installing the ...

For more details about this Debit Card security feature, here is the BDO link about it, https://www.bdo.com.ph/security-management.

Photo Credit: Mockup by freepik.com

Admin - Online Quick Guide

Hello, everyone! I’m Ali Chavez, the admin and creator of the Online Quick Guide blog website. I’ve been an OFW for 15 years now, working in the Middle East. I’m an Electronics Engineer by profession and obtained a Diploma in Computer Science. I created this blog to help everyone, particularly OFWs like me, maximize the use of available online services and applications. These e-services, offered by government agencies, and online banking and mobile apps provide us with easy access and convenience. I hope each tutorial will guide you in using these online services to your advantage.