ShopeePay is the Shopee’s digital wallet which can be used for cashless payments by the Shopee users. It can be used for:
- Online transactions within Shopee:
- Buying Mobile Load
- Bills Payment
- Offline (QR) transactions with merchants who accept payment via ShopeePay
- Receiving or sending money to your contacts
- Bank transfers for your funds to your bank account
No fund yet for pay for the items in your cart?
To pay for your items that you kept in your cart for a long time, you need to fund your Shopee Wallet/Shopee Pay account. There are many ways to fund your Shopee account, either online or over the counter. For online, you can pay via your e-wallet, debit card/credit card, online banking account and even linked your bank account for easy funding. While for over the counter payment, you can proceed to any partner-bank and payment center to do the cash-in.
To access the Cash-In option in Shopee app:
- Tap the Me icon in the main menu of Shopee app located at the bottom page.
- Then, under the My Wallet section, select Shopee Pay button.
- To fund your wallet account, tap the Cash In button.
- And it will display the list of option to cash-in your account.
1 Cash-in via Debit Card/Credit Card
To cash-in using your debit card or credit card, under the Debit Card option, tap Add New Debit Card. This will open a new page where you need to enter your debit card or credit card details. You need to input the card number, expiry date, and the name on the card. Then, enter the billing address and zip code. Submit your request and wait for the approval.
Once approved, your debit card or credit will be listed as an option to fund your Shopee Pay or pay for any Shopee online transaction.
2 Linked Bank Account
By linking your bank to Shopee Pay account, it will be easier to fund your wallet. Currently there are two banks available that can be linked to your account:
- BPI Online
- Union Bank
Just tap the bank and follow the instructions to complete the link authorization. You need to input your BPI or Union Bank username and password to approve the linkage.
Cash-in using the linked account is free and no additional transaction fee.
To link a Union Bank account to your Shopee Pay account:
- Tap Union Bank under Linked Bank Accounts option.
- Press Link Bank Account Now button.
- Enter the username and password of your Union Bank online account and tap LOG IN button.
- A One-Time Password (OTP) will be sent to your registered mobile number. Input that 6 digit code in the space provided. And click SUBMIT button.
- Select the Union Banak account that you want to link and press AUTHORIZE button.
- A notification will be displayed the you successfully link the account. Tap Ok button to go back to your Shopee wallet.
3 Payment Center/E-Wallet
To cash-in via Payment Center/E-Wallet, select the Payment Center and follow the payment instructions to complete the funding of your Shopee account. A transaction code or reference number will be generated that you need to show to the teller/cashier that will be used to complete the transaction. Please note that there is a 1% admin fee applies if you use this option.
Here is the list of the Payment Center/E-Wallet for cash:
- 7-Eleven CLIQQ
- MLhullier
- GCash
- SM Bills Payment
- Coins.ph Wallet
- Cebuana Lhullier Bills Payment
- Robinsons Department Store
- ECPay
- Palawan Pawnshop
- RD Pawnshop
- Pera Hub
- USSC
- ExpressPay
- DA5
- eTap, Pay&Go, ZoomPay
4 Over-the-Counter banking
Via Over-the-Counter Banking, just select the bank from the list and follow the payment instructions. A transaction code or reference number will be generated. Then, proceed to the bank to complete the transaction.
Here is the list of the Over-the-Counter Banking:
- AUB online/OTC Bills Payment
- Banco de Oro ATM
- BPI OTC Bills Payment
- Chinabank OTC Bills Payment
- EastWest Bank OTC
- Landbank/UCBP OTC Bills Payment
- Metrobank OTC Bills Payment
- PNB OTC Bills Payment
- RCBC OTC Bills Payment
- Robinson’s Bank OTC Bills Payment
- Security Bank OTC
- Unionbank OTC Bills Payment
5 Online Banking/InstaPay
To fund your Shopee account via online banking or InstaPay, follow the following instruction:
- Login to your online banking app or internet banking or e-wallet account.
- Select Bank Transfer or Send to another bank.
- Choose the account from which the amount will be deducted
- From the list of bank, select Shopee Pay or Shopee Pay Philippines.
- Enter the receiver’s Shopee mobile number as the account number.
- Enter the amount to be transferred
- Review the details and confirm to process the transaction.
- A notification will be displayed once the transaction is successful.
6 TouchPay
To cash in via TouchPay, select the TouchPay from the list and follow the instructions to generate a reference number. Then, proceed to any TouchPay machine to complete the transaction.
7 Shopee Loan (SLoan)
Shopee Loan is a new feature which is offered to any eligible Shopee members. Once approved and activated, you will be able to get up to Php 50,000 in loans. You can use this amount to fund your Shopee Pay account and use to pay any Shopee transactions.
You can cash in or receive a balance of up to Php 50,000 for unverified accounts, and up to Php 100,000 for verified accounts.
You can use ShopeePay to pay for transactions of up to Php 100,000, as long as you have sufficient funds within your account. The minimum amount required for each ShopeePay transaction is Php 1.
For the full terms and conditions, you can find them via ShopeePay Settings – Our Policy.
Photo Credit: Mockup by freepik.com
Hello, everyone! I’m Ali Chavez, the admin and creator of the Online Quick Guide blog website. I’ve been an OFW for 15 years now, working in the Middle East. I’m an Electronics Engineer by profession and obtained a Diploma in Computer Science. I created this blog to help everyone, particularly OFWs like me, maximize the use of available online services and applications. These e-services, offered by government agencies, and online banking and mobile apps provide us with easy access and convenience. I hope each tutorial will guide you in using these online services to your advantage.