RCBC offers Online Services to their customers through the use of RCBC Online Banking and Mobile App. With these online facilities, you can access and manage your RCBC accounts, transfer funds, pay bills and other available features, anytime, anywhere.
RCBC Digital app Features:
- Bills Payment – Pay your utility bills, credit card and loan payments, government fees and many more
- Fund Transfers – transfer funds to other local banks and e-wallets via Instapay or send large amounts via PESONet
- Cardless Withdrawal – Even without your ATM card you can withdraw up to P5,000 in any RCBC ATM
- Online Check Deposit – Safely deposit checks from any local bank by taking a photo of the check
- Online Investments – monitor and redeem UITFs and time deposits without going to the branch
- Foreign exchange online – Conveniently convert your money to US Dollar, Japanese Yen and other foreign currencies for travel and investment
- Digital Concierge – Online request of bank certificates, ATM replacements and checkbook reorders in advance
Cardless Withdrawal
One of the feature of the app is the Cardless Withdrawal. With this, you will be able to withdraw money from any RCBC ATM machine without your ATM card. The minimum amount to withdraw is PHP 100, while the maximum amount limit is PHP 25,000 per transaction. And this card-less withdrawal service has no fee and can be used anytime.
If you do not have the RCBC mobile app yet, you can download it on your phone. Click the Google Play icon below for Android phone users or App Store icon for iPhone users.
To know the steps on how to create a cardless withdrawal request in the RCBC Mobile app, you can follow the instructions below:
- Once you successfully login to your account in the RCBC mobile app, in the left menu, select Cardless Withdrawal.
- Choose the method to use to request for cardless withdrawal:
- Withdraw via QR
- Withdraw via Reference code (this method was selected for this guide)
- Enter the amount to be withdrawn. It will also show the account number from which the amount will be deducted. And tap the Next button.
- Review the details and press the Proceed button to confirm the transaction.
- A 6-digit OTP will be sent to your registered mobile number. Enter this code in the space provided and tap the Submit button.
- You have successfully requested a cardless withdrawal transaction. An email will be sent with the reference code and the One-Time-Password (OTP) will be sent separately to your mobile. This reference code and OTP is required to be entered at the ATM once you withdraw the amount.
To withdraw the amount, proceed to any RCBC ATM machine, press ENTER / ACCEPT button. Input the reference number sent to your e-mail address and the OTP sent to your mobile number, and then enter the amount to be withdrawn.
If you want to cancel your request, select Cardless Withdrawal again from the left menu. Then, choose Manage Withdrawal. Slide left to cancel the existing request.
Aside from RCBC Mobile app, you can also create a cardless withdrawal request by logging into your account in the RCBC Online Banking website, https://www.rcbconlinebanking.com/.
To find out more about the RCBC Online Banking and RCBC Mobile app, visit RCBC website and read the Frequently Asked Questions (FAQs) about RCBC Online Banking.
Thank you for this guide~!