Cash-in to Lazada wallet for free by linking your UnionBank account

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Cash-in to Lazada wallet is now easier when you link your Unionbank account. In just a few steps, you can link your Unionbank account and top-up for FREE. That means, there is no transaction fee added and you can cash-in as low as 20 pesos. For users with a UnionBank account, you must have an online access to your account to request for the linkage. If you do not have an online access yet, click here to signup.

Linking bank account to Lazada wallet is safe and secure as it requires an OTP that will be sent to your registered number and need to be entered before any cash-in transaction.

Aside from Unionbank, you can also link BPI and Metrobank accounts for free cash-in to your Lazada wallet.

Link Unionbank account and Cash-in to Lazada Wallet

To link your Unionbank account and top-up your Lazada wallet for free, here is the guide you can follow:

1. Tap your Lazada account and select your Balance under Lazada wallet..
1. Tap your Lazada account and select your Balance under Lazada wallet..
2. Under Lazada Wallet, press Cash in button.
2. Under Lazada Wallet, press Cash in button.
3. Enter the amount you want to top-up.
3. Enter the amount you want to top-up.
4. Click View all cash in methods.
4. Click View all cash in methods.
5. From Bank Account list, select the bank account you want to link.
5. From Bank Account list, select the bank account you want to link.
6. Tap Confirm to cash in with UnionBank..
6. Tap Confirm to cash in with UnionBank..
7. Make sure you have UnionBank Online Banking access.
7. Make sure you have UnionBank Online Banking access.
8. Enter your UnionBank Online username and password.
8. Enter your UnionBank Online username and password.
9. Select the UnionBank account to be linked.
9. Select the UnionBank account to be linked.
10. Enter the 6-digit authentication code.
10. Enter the 6-digit authentication code.
11. Wait while processing the transaction.
11. Wait while processing the transaction.
12. Top up has been successful.
12. Top up has been successful.
  1. Upon opening your Lazada app, tap the Account icon located at the bottom menu. And, under Lazada Wallet section, select your Balance. Or tap Cash in button just below the balance and it will be directed to Top up amount screen.
  2. Once your Lazada wallet is open, press the Cash In button.
  3. Select or enter the amount you want to top-up and click Proceed button.
  4. Tap the View all cash in methods forward arrow/button.
  5. Under Bank Account, choose Add UnionBank account.
  6. Read the instructions to cash in with UnionBank and tap Confirm button.
  7. Tick (âś“) the box if you have a UnionBank online banking account. If you have a UnionBank account, but no online access yet, you need to register it first. Click here.
  8. To access your UnionBank account online, enter your username and password, and tap Log In button.
  9. Select the UnionBank account you want to link and press Authorize button.
  10. Enter the 6-digit One-Time Password sent to your registered mobile number and click Submit button.
  11. Wait for a few seconds while processing the transaction. 
  12. Once the transaction has been successful, it will display the new total balance of your Lazada wallet. Tap Back to Home to start your shopping.

Unlink UnionBank account

If you want to unlink your account, you can do it anytime, just follow the steps stated below:

  1. In your Lazada Wallet menu, tap Payment Options icon.
  2. Under Bank Account, select the UnionBank-linked account.
  3. Press the three-dots icon and tap Delete Payment Option.
  4. To confirm the deletion of linked account, click Yes, delete button.
  5. Deletion is successful. Your UnionBank account is no longer linked to your Lazada wallet. 

You can add and link your bank account again anytime. But if you encounter an issue re-linking the same account, you may contact bank to fully de-link the Lazada card information. Once it is fully de-linked, just follow the steps to link it back as shown in the above article.

Lazada Payment Options
Lazada Payment Options - Bank Account
1. Lazada Unlink Bank Account - UnionBank
2. Lazada Unlink Bank Account - UnionBank
3. Lazada Unlink Bank Account - UnionBank

Sign up your UnionBank account online

To register and activate your online access of your UnionBank accounts, visit this UnionBank link, https://online.unionbankph.com/online-banking/register. Select the UnionBank account you want to sign-up and continue with the registration until you completed it successfully. Then you can download and install UnionBank app on your phone to access your UnionBank details. Tap the icon below or search the UnionBank Online app in Google Play Store, App Store or App Gallery.

Union Bank app in Google Play
Union Bank app in App Store
Union Bank app in App Gallery

No Lazada app yet?

If you do not have a Lazada app yet, you can download it via Google Play Store or App Store. For easy access, tap the icon below and it will be directed to the Lazada app in the respective app store.

Lazada app in Google Play Store
Lazada app in App Store

Key Points and Takeaways

  • The best thing with the UnionBank-linked account to Lazada wallet is that the cash-in is FREE. It means there is no additional convenience or transaction fee. Compared to other cash-in methods such as over-the-counter, bank transfer via InstaPay that may charge additional cash-in fees.
  • Linking bank account to Lazada wallet is safe and secured as it requires an OTP to complete the cash-in transaction
  • For the succeeding cash-in via linked bank accounts, it does not require to login again to your online banking account. You only login on the first cash-in when you link the bank account. 
  • Unlink your bank account anytime at your convenience

Now that you have funds in your Lazada wallet, you can now pay for items that have been in your cart for a while. Enjoy shopping!

Photo Credit: Mockup by freepik.com
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