During the pandemic, e-payment, or online payment, grew more popular in the Philippines, especially among young professionals. As of February 2020, according to a poll conducted by Rakuten Insight in the Philippines, 49 percent of respondents completed their transactions using an e-payment method numerous times each month. This option is preferred by the majority of respondents because of its advantage such as being faster and more convenient.
Furthermore, Filipinos believe that online payments provide fewer financial risks and more advantages to both the merchant and the consumer than traditional methods, in which the seller may have to verify the integrity of the cash payment or deal with the expenses associated with a failed check. Paying online also eliminates the need to carry cash with you because you may pay through QR code or transfer which is more convenient especially in the midst of the COVID-19 pandemic wherein individuals have begun to seek ways to minimize human contact in order to prevent being infected by the coronavirus.
With the advent of online payment, purchasers and homeowners may now pay their reservation to start house construction, amortization, and downpayment using various internet facilities where ever they are and whenever they want. Most developers in the Philippines use this payment method and one of these developers is Vista Land Philippines.
VISTA LAND PHILIPPINES
Vista Land is the Philippines’ largest homebuilder and one of the Philippines’ top publicly traded property companies in terms of total assets, earnings, and market capitalization. The company is part of the Villar Group of Companies associated with Manny Villar. It was founded on February 28, 2007, and on June 25, 2007, it was listed on the Philippine Stock Exchange. It has developed over 400,000 homes located in 49 provinces and 147 cities and municipalities in Luzon, Visayas, and Mindanao, making it the market leader by far in terms of the total number of houses created.
Horizontal, vertical, commercial, and affordable housing are the four sectors that makeup Vista Land’s business. The first two are concerned with the development and sale of residential properties, while the third is concerned with the company’s retail and business process outsourcing ventures, and the last is concerned with the development and management of other businesses such as resorts, hotels, clubs, and spas, as well as the activities of its holding companies. Brittany Corporation, Crown Asia Properties, Vista Residences, Camella, Camella Manors, Lessandra, Communities Philippines, and VLL International Inc. are some of the subsidiaries of Vista Land.
Vista Land offers a diverse choice of lots to suit the demands of every Filipino. The house’s price range starts at Php 750,00 up to Php 48,000,000. In 2020, Vista Land launched the Lumina Homes as their line of affordable mass housing projects. With Vista Land, Filipinos can achieve their dream home, whether luxurious, mid-income segments, and affordable low-cost lots. Vista Land also Vista Mall which has the flagship stores like AllHome, All Day Supermarket, Coffee Project, Bake My Day, KinderCity, and Finds which is a Discount Store.
VISTA LAND BRANDS AND ONLINE PAYMENT METHOD
Vista Land has innovative ways for customers to purchase properties. The brand has partnered with various payment channels, which will allow homebuyers to reserve and pay their properties online.
CAMELLA
Camella is a well-known Filipino housing brand and developer with over four decades of experience. Camella’s name was derived from the Camellia flower, an elegant evergreen plant prized for its stunning blossoms. It all began in August 1977, with the establishment of a gravel and sand company by businessman Manuel, better known as Manny B. Villar, who eventually expanded into home construction through Camella with the goal of providing cheap housing to Filipino people. Camella, like its moniker, has now become a high-flowering brand and developer loved by Filipino homebuyers and Overseas Filipino Workers. From a single community that they create, Camella currently includes communities located in 47 provinces and 149 cities and municipalities housing around 500,000 families.
ONLINE PAYMENT METHOD
Camella has a wide range of online payment options that fit their resident’s and future home buyers’ property.
To use All Bank Insta Pay and PESO NET all you need to do is follow these easy steps:
1. Access your bank’s mobile app or website and select the Transfer to Another Local Bank or other comparable option.
2. Select AllBank as your destination bank.
3. In the ‘Account Number’ area, enter the needed number. Use the Business Entity (BE) Number to make a reservation. Use a 10-digit Sales Order (SO) Number to make a down payment. If your bank requires more than ten digits, just add a zero (0) at the beginning.
4. Enter the total amount to be paid for the property or properties. In the Remarks or equivalent area, enter the Client Name, Subdivision, and Block/Lot Number.
5. Review the transfer information before submitting it.
For online payments via credit cards, ATM cards, e-wallets, and over the counter, you may use PESO PAY and follow the steps below:
- Access your bank’s mobile app or website and select the Transfer to Another Local Bank or other comparable option.
- Select AllBank as your destination bank.
- Select your desired mode of payment. Pay with a credit or debit card using either VISA or MasterCard. PayCash (Over-The-Counter) through Bayad Center and ECPAY or use GCash.
- Fill up the necessary card details. Reservation – 00 + Biller Reference Number (8 digits). Downpayment – Sales Order (SO) Number (10 digits). If your bank requires more than ten digits, just add a zero (0) at the beginning.
- After a successful purchase, you will receive a payment confirmation message. This will be delivered to your registered email address as well.
Another option to pay online payments via credit cards, ATM cards, e-wallets, and over-the-counter and mobile payment is through AQWIRE. To use AQWIRE follow the steps below:
- Go to AQWIRE and select your desired payment method.
- Fill out the required information.
- Enter payment details for the property or properties such as your debit or credit card number, the account number for your e-wallet, and over-the-counter and mobile payment details.
Homeowners and homebuyers can also pay online or enroll in an auto-debit arrangement for their property’s downpayment, reservation, and other payments through MAYBANK, BANKO dE ORE (BDO), Philippine National Bank (PNB), and Rizal Commercial Banking Corporation (RCBC).
LESSANDRA
Lessandra is a prominent player and developer in the real estate industry, giving every Lessandra homeowner and customer convenient, well-designed themed developments that are constructed, safe, secure, and quality property. It was established by a formidable group of real estate developers led by Mr. Manuel B. Villar, the Dean of the Philippine Real Estate Industry. Lessandra’s aim is to work hard to develop excellent and inexpensive houses in order to enable every Filipino to accomplish their dream of living a secure and comfortable life in the safety of their own homes.
Lessandra is now present in more than 60 provinces around the country and continues to expand. It presently has 41 projects, with over 28,000 residences sold in less than two years. Young professionals and those who are starting to have a family prefer houses built by this developer.
ONLINE PAYMENT METHOD
To use All Bank Insta Pay and PESO NET all you need to do is follow these easy steps:
- Access your bank’s mobile app or website and select the Transfer to Another Local Bank or other comparable option.
- Select AllBank as your destination bank.
- In the ‘Account Number’ area, enter the needed number. Use the Business Entity (BE) Number to make a reservation. Use a 10-digit Sales Order (SO) Number to make a down payment. If your bank requires more than ten digits, just add a zero (0) at the beginning.
- Enter the total amount to be paid for the property or properties. In the Remarks or equivalent area, enter the Client Name, Subdivision, and Block/Lot Number.
- Review the transfer information before submitting it.
For online payments via credit cards, ATM cards, e-wallets, and over the counter, you may use PESO PAY and follow the steps below:
- Access your bank’s mobile app or website and select the Transfer to Another Local Bank or other comparable option.
- Select AllBank as your destination bank.
- Select your desired mode of payment. Pay with a credit or debit card using either VISA or MasterCard. PayCash (Over-The-Counter) through Bayad Center and ECPAY or use GCash.
- Fill up the necessary card details. Reservation – 00 + Biller Reference Number (8 digits). Downpayment – Sales Order (SO) Number (10 digits). If your bank requires more than ten digits, just add a zero (0) at the beginning.
- After a successful purchase, you will receive a payment confirmation message. This will be delivered to your registered email address as well.
Another option to pay online payments via credit cards, ATM cards, e-wallets such as GrabPay and Gcash, PayPal, and over-the-counter bank accounts in the United States is through AQWIRE. To use AQWIRE follow the steps below:
- Go to AQWIRE and select your desired payment method.
- Fill out the required information.
- Payment Type
- Project Name
- Unit Number
- Project Name
- Amount Due
- Name of Unit Owner
- Email of Unit Owner
- Phone Number
- Agent’s Full Name
- Notes (if you have any)
- Enter payment details such as your debit or credit card number, the account number for your e-wallet, and over-the-counter and mobile payment details.
- A confirmation will be sent upon successful transaction.
Homeowners and homebuyers can also pay online through MAYBANK, BANKO dE ORE (BDO), Philippine National Bank (PNB), and Rizal Commercial Banking Corporation (RCBC).
LUMINA
Lumina Homes, which was founded in August 2012, is Vista Land’s affordable housing division. It o is a self-sustaining master-planned community with facilities such as a community hall, basketball court, small gardens, and playground. Lumina deliberately constructed establishments where its residents can quickly access thoroughfares, transportation hubs, schools, hospitals, and business and leisure facilities in order to guarantee that they live in comfort and offer every Filipino the pride of homeownership. Lumina has over 50 developments in key locations across the country.
Homebuyers and owners may now pay downpayment and amortization using partner online collecting facilities of Lumina Payment Portal.
Paynamics is one of the most trustworthy and accessible payment services used by top firms in the Philippines.
Pay by scanning QR codes or paying in-app using ALL EASY, GCASH, PAYAMAYA, and SHOPEE PAY.
Pay using your personal online banking account from MAYBANK, BANKO dE ORE (BDO), Philippine National Bank (PNB), Rizal Commercial Banking Corporation (RCBC), ALL BANK, Asia United Bank (AUB), UNION BANK, and Security Bank.
Do take note that to enroll/select PRIMA CASA LAND AND HOUSES INC as your biller/company and include your Lumina account/SO reference number in the notes/remarks section. These financial institutions also allow over-the-counter payments.
Enroll an auto-debit for their house and lot or lot’s downpayment, reservation, and other payments through BANKO dE ORE (BDO) and Philippine National Bank (PNB).