The Pag-IBIG Regular Savings Program is a convenient and government-guaranteed savings facility that gives high annual dividend earnings. Your savings is returned upon its maturity after 20 years, upon retirement or other grounds.
For self-employed and OFW members, here's the 4-easy step quick guide on how to pay for your monthly Pag-IBIG Savings using Credit or Debit Card via the Pag-IBIG Online Payment Facility.
1 Open the Pag-IBIG Online Payment Facility to start the process.
2 In Program Type, select the Regular Savings. MP2 Savings contributions and loans can also be paid using this facility.
- Regular Savings
- MP2 Savings (Modified Pag-IBIG 2)
- Housing Loan
- Multi-Purpose Loan
- Calamity Loan

Membership Category: (Trick: Click the letters and not the button to select the option)
- Local
- Overseas

Modified Pag-IBIG Account Number:
Enter the 12-digit Pag-IBIG Number then click the Verify button to check your account.
If you have entered the correct account number, it will automatically fill-up the Member’s Name.

Modified Pag-IBIG Savings (PHP):
Enter the amount of your contribution.
Period Covered From:
Select the month of the start of payment.
Period Covered Duration:
You have the option to select the duration by month.
Period Covered To:
The period covered will be automatically updated based on the duration you have selected.
Amount Due (PHP):
The amount due will be automatically updated based on monthly amount and duration you have entered.
Convenience Fee (PHP):
There is a convenience fee of 1.75% of the amount due.
Total Amount Due (PHP):
Total amount due is the amount due plus the convenience fee.

To receive the payment confirmation via SMS and email, you have the option to enter your mobile number and email address.

Then, enter the code shown on the page and tick the box to agree with the Terms and Conditions of using Pag-IBIG Online Payment Facility.
Click the Next button to proceed.

3 Review the details of the transactions and click the Proceed button to continue with the payment.

4 Two payment options are available to pay for your savings:
- Pay with Pay Maya Account
- Pay using Credit Card/Debit Card
In this quick guide, payment using Credit Card will be used. Enter the details of your credit card and click the Pay now button to process the payment.


A One-Time PIN is required to confirm the payment. Enter the OTP that was sent to the mobile number in the provided box. Click the Proceed button to confirm the payment.

A confirmation will be displayed once the payment has been successful.

Payment confirmation will also be sent via email.

To check if your payment has been reflected in your Pag-IBIG Account, open your account using Virtual Pag-IBIG. It is normally updated in 3 working days after payment. If you do not have Virtual Pag-IBIG account yet, read this quick guide to know the process: