Pag-IBIG Fund, officially known as the Home Development Mutual Fund (HDMF), is a government-run savings program in the Philippines that helps promote home ownership for Filipinos. Established in 1978, Pag-IBIG provides its members with various financial benefits, including savings programs, housing loans, and access to other financial services.
Key Features of Pag-IBIG
1. Savings Program: Members contribute a portion of their salary to a savings fund, which earns interest. This fund can be used for various purposes, primarily housing-related.
2. Housing Loans: Pag-IBIG offers affordable housing loans to its members for the purchase of a home, construction, or improvement of an existing property.
3. Multi-Purpose Loan: Members can access loans for various purposes such as education, health, or emergencies, leveraging their savings and contributions.
4. Insurance Benefits: Pag-IBIG provides life insurance coverage to its members, ensuring their beneficiaries are financially secure in case of unforeseen circumstances.
5. Investment Opportunities: Members can benefit from the program’s various investment schemes, aimed at growing their contributions over time.
Online Services
Pag-IBIG has recognized the importance of digital transformation to improve service delivery and accessibility for its members. As such, it offers a range of online services, making transactions more convenient. Some of the key online services include:
1. Member Portal: Members can register online to access their Pag-IBIG account, view contribution history, loan status, and manage their information.
2. Loan Applications: The online platform allows members to apply for housing loans and other types of loans, streamlining the application process.
3. Contribution Payment: Members can pay their contributions online through various payment channels, which can include mobile banking and other digital payment systems.
4. Verification Services: Members can verify their contributions, loans, and eligibility for various Pag-IBIG services through the online portal.
5. Customer Service: Pag-IBIG provides online support and assistance through chatbots and customer service representatives available via their website.
6. Downloadable Forms: The website offers downloadable forms for various services, making it easier for members to complete necessary documentation.
Pag-IBIG Fund plays a crucial role in helping Filipinos achieve their dream of home ownership while also providing access to savings and loan programs. With its online services, Pag-IBIG enhances the convenience and efficiency of its operations, allowing members to manage their accounts and access services from the comfort of their homes or on the go.
For this guide, it will show the steps on how to check your Pag-IBIG contributions via Virtual Pag-IBIG website.
- Visit the Pag-IBIG Website: Go to the official Virtual Pag-IBIG website using this link, Virtual Pag-IBIG.
If you already have a Pag-IBIG account, please click the Log In button to proceed. If you do not have an account yet, you can create one by clicking the Create Account button.
2. Please enter your login credentials by providing your registered email address and password in the designated fields. Once you have entered this information, click on the “Log In” button to continue. If you encounter any issues while logging in, such as forgetting your password, there are options available to help you recover your account.
3. After successful login, you will gain access to your Pag-IBIG account, where you can manage your contributions, check your loan status, and utilize other available services.
To check your monthly contributions, simply click on the Regular Savings tab. This will display the details of your Pag-IBIG Regular Savings account.
- Pag-IBIG Number
- Membership Category
- Initial Remittance Date
- Last Remittance Date
- Total Employee Share
- Total Employer Share
- Total Number of Contributions
- Total Dividends
- Total Savings
If you would like to review your monthly savings contributions, please enter the specific year you wish to check in the provided input field. After entering the year, click on the “View Contribution” button. This action will generate a detailed display of your monthly payments made during that particular year, allowing you to track your PAG-IBIG savings progress and better understand your contributions over time.
In addition to viewing your Regular Savings contributions, you also have the option to check your MP2 Savings. The MP2 Savings program is a voluntary savings scheme that offers members a higher dividend rate, making it an excellent option for those looking to grow their savings further. To access this information, simply navigate to the appropriate section within your account.
Furthermore, if you currently have a loan with Pag-IBIG, you can easily check the status of your loan as well. This feature provides you with valuable insights into your loan balance, payment history, and any outstanding amounts. Monitoring your loan status can help you stay informed about your repayment schedule and ensure that you meet your financial commitments.